If you are shopping for used cars under $20,000 in Denver, CO, the listings are usually spread across the metro. Everything on this page sits on one lot at 1262 West Alameda Avenue, just west of the Santa Fe Drive corridor, which makes the whole selection walkable in a single visit. Stock in this range changes often, so call (303) 639-9283 to check what is available today.
What $20,000 Buys at Our Denver Lot
This budget covers far more than a commuter sedan. The selection here regularly includes SUVs, pickup trucks, wagons, coupes, and sedans, with Subaru, Jeep, Honda, Toyota, Chevrolet, Ford, GMC, and BMW all represented.
Three-row SUVs such as the Chevrolet Tahoe sit alongside trucks like the Ram 1500 and Ford F-150. Every vehicle is hand-inspected before we price and list it.
All-Wheel Drive and 4x4 Are Realistic at This Price
All-wheel drive and 4x4 carry a real premium in Denver, so buyers on tighter budgets often settle for a front-wheel drive sedan. Here you do not have to. Both drivetrains are well represented among the SUVs and trucks listed under $20,000.
A mid-2010s Subaru Forester or Jeep Cherokee on winter tires is a practical choice for Front Range winters and weekend trips up I-70.
Financing Used Cars Under $20,000 With Credit at Every Level
Our finance team works with a network of trusted lenders, whether you are rebuilding after a rough stretch or looking for the lowest rate you qualify for. Pre-qualifying with no impact to your credit score before you visit means your time at the lot goes to the car rather than the paperwork.
A no-obligation trade-in estimate puts your equity straight into the purchase, so a $4,000 trade on an $18,000 vehicle leaves $14,000 to finance, before tax, title, and fees. We have Spanish speakers on staff, so you can go through rates and totals in the language you prefer.
Costs Denver Buyers Should Plan For
The $649 dealer handling fee is listed on every New Wave vehicle page. Denver County falls within the Air Care Colorado program area, so vehicles registered here generally need a current emissions test, and Colorado dealers provide a passing test or a voucher when one is required. Air Care Colorado publishes the current exemptions if you want to check a specific model year.
Select vehicles also qualify for a free 3-month or 3,000-mile certified warranty.
Questions From Denver Shoppers
Which neighborhoods and suburbs do you serve?
The lot is on West Alameda Avenue, minutes from Baker, Athmar Park, Valverde, Lincoln Park, and Overland. We also serve drivers from Englewood, Lakewood, Littleton, Aurora, Arvada, Westminster, Thornton, and Centennial, across Denver, Arapahoe, Jefferson, and Adams counties.
What if my budget is lower than $20,000?
We keep separate selections of used cars under $10,000 and under $5,000, and we apply the same hand inspection at every price point.
Do I need an appointment to test drive?
No. We are open until 8:00 PM Monday through Friday and 7:00 PM on Saturday. The showroom is set up for browsing at your own pace. Call (303) 639-9283 ahead of your visit to confirm a specific vehicle is still available.
New Wave Automotive holds a 4.5-star rating from more than 1,400 Google reviews. Focusing only on used vehicles lets us choose every car on the lot for value and dependability. Browse the full Denver inventory or visit us at 1262 West Alameda Avenue, Denver, CO 80223.
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